What DORA Is
The Digital Operational Resilience Act, officially Regulation (EU) 2022/2554, is a European Union regulation designed to strengthen the cybersecurity and operational resilience of financial entities. It mandates that firms, including banks and insurers, manage ICT risks, report incidents, and test systems to withstand digital disruptions. It establishes a harmonised digital operational resilience framework for the financial […]
The Illusion of Velocity
Velocity is real. The efficiency gains from prompt-driven development are genuine and, used correctly, valuable. But in regulated environments, velocity that bypasses engineering rigour is not a gain; it is a high-interest loan whose repayment terms most organisations have not examined. I have sat on both sides of the table. Years in software development and […]
How to Design a New Target Operating Model After a Merger & Acquisition
The deal closes, the announcement is made, leadership teams are photographed shaking hands, and then the real work begins. For most organisations, that is where it goes wrong. Fortune’s analysis of more than 40,000 acquisitions worldwide over four decades shows that 70-75% of acquisitions fail to deliver the value their original rationale promised. The reason […]